Terms & Conditions

These Terms & Conditions (“Terms”, “Agreement”) govern your access to and use of the website https://aashishresearchanalyst.com/ (the “Site”) and all research reports, recommendations, newsletters, alerts, and related services (collectively, “Services”) provided by Aashish Research Analyst (“Company”, “we”, “us”, “our”). By registering, subscribing, or using our Site or Services, you (“Client”, “User”, “You”) agree to be bound by these Terms. If you do not agree, please do not use our Site or Services.

1. Definitions

  • “SEBI” means the Securities and Exchange Board of India.
  • “Research Analyst” means the Company registered under SEBI (Research Analysts) Regulations, 2014.
  • “Services” includes equity research reports, stock recommendations, target prices, stop-loss levels, market analysis, educational content, SMS/email alerts, and any other advisory or informational services provided by us.
  • “Registered User” means a client who has completed KYC, paid applicable fees, and been granted access to our Services.

2. Eligibility & Registration

  • You must be at least 18 years of age and legally capable of entering into a contract under the Indian Contract Act, 1872.
  • You must provide accurate, complete, and up-to-date information during registration, including PAN, address proof, and contact details, as required under SEBI’s KYC norms.
  • We reserve the right to reject any registration or suspend access if information is found false, incomplete, or non-compliant with regulatory requirements.

3. SEBI Compliance & KYC

We are a SEBI-registered Research Analyst (Reg. No. [Insert your SEBI Reg. Number]). In compliance with SEBI regulations:

  • We maintain records of all client communications and recommendations.
  • We do not provide portfolio management services (PMS) or investment advisory services unless separately registered.
  • We do not guarantee any returns or assure any profits.
  • We follow strict conflict of interest policies as mandated by SEBI.

You agree to complete our KYC process before receiving any paid research services. We may request additional documents to verify identity, address, or financial status.

4. Services & Subscription

  • Free Services: We may provide free research reports, market updates, or sample recommendations. These are for informational purposes only and may be discontinued at any time without notice.
  • Paid Services: Detailed research reports, actionable recommendations, real-time alerts, and personalized analysis are available under paid subscription plans. Fees, duration, and scope will be as specified on our Site or in your subscription agreement.
  • No Refund: Except as provided in our Refund Policy, subscription fees are non-refundable once paid.
  • Service Modification: We reserve the right to modify, suspend, or discontinue any part of our Services without prior liability, subject to refunding unexpired subscription fees (at our discretion).

5. User Obligations

As a user, you agree:

  • Not to redistribute our research reports, recommendations, or any proprietary content without written permission.
  • Not to trade based solely on our recommendations without understanding the risks. You are solely responsible for your trading decisions.
  • Not to misuse the Site for illegal activities, hacking, spamming, or uploading malicious code.
  • Not to impersonate another person or provide false information.
  • To comply with all applicable laws, including SEBI regulations, income tax laws, and anti-money laundering rules.

6. Fees & Payment Terms

  • All fees are in Indian Rupees (INR) and exclusive of applicable taxes (GST, etc.).
  • Payments must be made through the payment methods provided on our Site (UPI, net banking, credit/debit cards, etc.).
  • We use third-party payment gateways. We are not liable for any issues arising from the gateway’s performance or data breach (though we choose reputed providers).
  • Subscription renewals may be automatic unless you cancel before the renewal date. Cancellation policies are specified on your invoice or subscription plan.

7. Intellectual Property

All content on this Site, including but not limited to research reports, charts, text, graphics, logos, videos, software, and algorithms, is the exclusive property of Aashish Research Analyst or its licensors and is protected under Indian copyright, trademark, and intellectual property laws.

  • You may not copy, reproduce, distribute, sell, lease, or create derivative works from our content without explicit written consent.
  • You may print or download a single copy for personal, non-commercial use only.

Any unauthorized use may result in termination of your account and legal action.

8. Limitation of Liability

To the maximum extent permitted by law:

  • The Company, its directors, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our Services, including trading losses, loss of profits, or data loss.
  • Our total aggregate liability to you for any claim arising out of or relating to these Terms or our Services shall not exceed the total fees paid by you to us in the preceding six (6) months.

This limitation applies regardless of the legal theory (contract, tort, negligence, or otherwise).

9. Indemnification

You agree to indemnify, defend, and hold harmless Aashish Research Analyst, its directors, officers, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from:

  • Your violation of these Terms.
  • Your misuse of our Services.
  • Your violation of any applicable laws or third-party rights.
  • Any trading or investment decision made by you based on our research.

10. Termination

We may terminate or suspend your access to our Site and Services immediately, without prior notice, for any reason, including:

  • Breach of these Terms.
  • Failure to pay applicable fees.
  • Provision of false KYC information.
  • Request by SEBI or any regulatory authority.

Upon termination, your right to use the Services ceases immediately. Any fees paid are non-refundable unless termination is due to our material breach.

You may terminate your subscription at any time by providing written notice, but no refund will be issued for the remaining subscription period.

11. Grievance Redressal

In compliance with SEBI (Research Analysts) Regulations, 2014 and the Consumer Protection Act, 2019, we have a grievance redressal mechanism. Please refer to our Complaint Policy page for the escalation matrix and contact details of our Grievance Officer.

If you are not satisfied with our resolution, you may lodge a complaint on SEBI SCORES 2.0 (https://scores.sebi.gov.in).

12. Force Majeure

We shall not be liable for any delay or failure to perform our obligations under these Terms due to events beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, strikes, internet outages, government orders, or regulatory changes.

13. Amendments to Terms

We reserve the right to update or modify these Terms at any time without prior individual notice. Changes will be effective immediately upon posting on this page, with a revised “Last Updated” date. Your continued use of our Site or Services after such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

14. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or relating to these Terms or our Services shall be subject to the exclusive jurisdiction of the courts in [Insert City, e.g., Indore], Madhya Pradesh.

15. Entire Agreement

These Terms, together with our Privacy Policy, Disclaimer, Refund Policy, and Investor Charter, constitute the entire agreement between you and Aashish Research Analyst regarding your use of our Site and Services, superseding any prior agreements.